Credit Analyst

Western Cape
Salary: R15 000.00 - R20 000.00 Per Month
Job Type: Permanent
Sectors: Real Estate Finance
Reference: copy-copy-copy-Ref 105

Apply before Mar 23 2025 | 9 Days left

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Vacancy Details

Employer: Star Personnel Recruitment (Pty) Ltd

Northern Suburbs. R15-R20k. Discretionary bonus in December. No med or prov fund.

Purpose:

Our client is well established and respected finance company for home finance by offering a home loan structured as an instalment sale.

The business is in an exciting phase of rapid growth and seeks an applicant to assist with credit origination and management of the credit exposure. (Home loans)

Company Culture:

- How to describe the company culture?

• Open communication

• Mutual respect

• Shared goals

• Commitment to employee growth and development

• Team player

• Fun and hard-working environment

Employment Type:

• Full time

Key Responsibilities:

• Receive credit applications

• Perform credit worthiness and affordability procedures.

• General application processing

• Database management

• Handle telephonic and email queries regarding the property company

• Application status, quotations issued or any other questions regarding the products

• Loan book Management – forbearance, restructuring, collections management

• Reporting

Team Structure:

• Report to credit manager and director

• Office team of nine

• Work closely with administration and fulfilment teams

Candidate Requirements

Qualifications

Educational Requirements:

• Matric is the minimum educational requirement

• Industry specific qualifications would be advantageous

Experience Requirements:

Knowledge of National Credit Act, FICA and practical Credit Assessment

• Credit environment experience and/or mortgage industry experience of at least 2 years.

• Demonstrated Excel ability

• Understanding of home loans environment would be advantageous.

Skills and Competencies:

• Teamwork

• Analytical thinking

• Attention to detail / proper attention to detail

• Ability to work under pressure

• Understanding mortgage models

Soft skills:

• Ability to explain concepts in layman terms to clients

• Fast learner

• Very good telephone and e-mail etiquette

• Ability to work without supervision / initiative

Language Requirements:

• Proficient & fluent in English and Afrikaans

Market related salary Range:

- R15 000 to R20 000 depending on experience and seniority

Benefits:

- Discretionary bonuses are paid in December.

Please submit your CV with photo and kindly let me know what you are currently earning please?

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About Star Personnel Recruitment (Pty) Ltd

Star Personnel Recruitment was established in 1986 and has become a well respected name in the recruitment and selection of top talent for a carefully selected number of the most sought after employers in South Africa. Having a reputation for expertly matching candidates based on skills, personality and attitude while treating all applicants in a confidential and professional manner.

With one of the most sophisticated and comprehensive recruitment databases in the industry, as well as a team of Senior Consultants constantly scouring the market for stars, Star Personnel takes the guesswork out of appointing top staff.