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Credit Manager

Cape Town Northern Suburbs
Salary: Market Related
Job Type: Permanent
Sectors: Finance
Reference: JHB006492/LD

Apply before Nov 30 2024 | 29 Days left

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Vacancy Details

Employer: Datacentrix (Pty) Ltd

Our Client in Cape Town is looking for a Credit ManagerAre you a strategic thinker with a passion for credit automation and responsible lending? We’re seeking an experienced Credit Manager who excels in credit model development, automation, and risk management. This role is pivotal in driving quality asset acquisition while managing credit risk effectively. If you have a client-centric mindset and enjoy developing innovative solutions within acceptable turnaround times, this could be the perfect opportunity.If you're ready to lead the way in credit automation and strategic asset management, apply today to join the team as Credit Manager!

Skills and Experience:

Grade 12 required.
NQF Level 7+ in Finance or Banking essential (CIMA or Credit Management degree advantageous).
2-5 years in credit management, preferably in commercial finance.
Proven experience leading teams in a collaborative, high-performance environment.

Key Responsibilities:

Credit Model Development & Enhancement:
- Lead and refine credit models, scorecards, and analytics tools in line with best practices.
- Integrate data analytics to optimize credit decisioning, ensuring regulatory compliance.
Credit Automation & Decisioning:
- Spearhead automation initiatives for efficient credit evaluations.
- Approve credit applications within mandate levels, ensuring quality assets and responsible lending practices.
Risk Management:
- Oversee risk in client portfolios, conducting thorough assessments to ensure asset quality.
- Monitor credit performance and adjust risk parameters as needed.
Client-Centric Solutions:
- Anticipate client needs, providing proactive credit solutions that align with their financial goals.
- Foster strong client relationships, ensuring effective solutions within agreed turnaround times.
Cross-Functional Collaboration:
- Work with Sales, Credit Committee, Finance, and Operations to enhance model performance and compliance.
Reporting & Analytics:
- Maintain and analyze reports on credit performance, sharing insights for strategic decision-making.
Compliance & Regulatory Adherence:
- Ensure adherence to internal and external compliance standards.
- Stay current on industry trends and regulatory changes to refine strategies.
Team Leadership & Development:
- Mentor junior analysts, fostering growth and continuous improvement.
- Provide training to enhance high-quality credit assessment capabilities.

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About Datacentrix (Pty) Ltd

At a Glance

Our Business:

Datacentrix is a leading, empowered ICT integrator that provides high performing and secure ICT solutions to corporate South Africa and the country’s public services sector.

Our Footprint:

Datacentrix operates from regional branch offices in Pretoria, Samrand, Johannesburg, Cape Town, Port Elizabeth, East London and Durban, with a network of small medium enterprises (SMEs) and service personnel around South Africa that are responsible for servicing remote areas.
Our Partners: Datacentrix’ global partnerships with its technology partners remain critical to the company’s success. The company is accredited by its vendors at the highest possible level both in the technical and sales arenas, which enhances the company’s strategic value as a single source service provider.

To achieve this, Datacentrix invests in its people through training and education, embracing broad based black economic empowerment (BBBEE), while actively partnering and representing leading technology partners with distinction.

Vision

Datacentrix intends to become the preferred ICT partner to the majority of South Africa's top commercial and public sector organisations over the next five years.