We are seeking a dynamic and experienced Credit Manager with strong expertise in Trade Credit Insurance to oversee and manage the credit risk associated with our trade transactions. The ideal candidate will be responsible for managing credit limits, ensuring timely payments, mitigating financial risks, and working in a fast-paced environment to meet tight deadlines. This role requires a deep understanding of trade credit insurance products, excellent analytical skills, and the ability to work efficiently under pressure.

Key Responsibilities:

• Credit Risk Management: Evaluate and monitor the creditworthiness of customers, manage credit limits, and assess financial risks associated with trade activities.
• Trade Credit Insurance: Administer and manage trade credit insurance policies, ensuring the company is adequately protected against credit defaults and other financial risks.
• Credit Control: Implement and maintain effective credit control procedures to ensure timely collection of receivables and minimize bad debt exposure.
• Customer Relationships: Develop strong relationships with customers, ensuring clear communication regarding credit terms, payment schedules, and credit risk.
• Credit Policy Compliance: Ensure adherence to company credit policies and relevant regulations, making recommendations for policy improvements where necessary.
• Reporting & Analysis: Prepare regular reports on credit performance, overdue accounts, and risk exposure. Provide insights and recommendations to senior management based on analysis.
• Collaboration: Work closely with sales, finance, and service providers to ensure smooth operations and manage any credit-related issues.
• Fast-Paced Environment: Thrive in a high-pressure, fast-paced environment with tight deadlines, managing multiple priorities effectively.